HALLIDAY GROWTH is a UAE-based, non-bank trade finance provider that delivers innovative solutions to unlock working capital. HALLIDAY GROWTH blends advice & expertise based on decades of successful entrepreneurial experience and investment structuring to unlock value in your business. We then invest on pre-agreed terms with this new value as security.

Our Mission

“To unlock the potential of small businesses by tailoring professional quality management support and investment.”


At HALLIDAY GROWTH, we have implemented and maintained a dual-level commitment to being responsible corporate citizens and positive contributors to the global community from day one.


We lead by example by committing to treat our staff fairly, our clients honorably, and service providers respectfully. We adopt environmentally friendly practices that are practical and focus our support on an often-overlooked market section. We are committed to supporting a diverse range of clients and empowering underprivileged or disenfranchised citizenry. An example is prioritizing investment for women-owned or led businesses when they meet our investment standards. We embrace equality and inclusion as a tenet of our identity, follow responsible business practices and standards, and give back our time, money, and resources to our communities through philanthropy, volunteering, and personal engagement.


We focus our support on businesses that demonstrate strong business ethics. Our due diligence preferences are aligned with the UN’s Sustainable Development Goals. Having said this, our consideration extends beyond this to areas such as their employment and treatment of staff and the impact of their product on the community. We also go to great lengths to ensure we comply with KYC/AML and other compliance standards required to support sound Corporate Governance.


This approach drives positive impacts across our stakeholders, both internal and external. Ultimately, we work together to positively impact the world whenever we have the opportunity to do so. Whether we’re donating funds to non-profits, investing in social impact start-ups, using our skills to help them grow, taking steps to reduce our carbon footprint, HALLIDAY GROWTH makes giving back a high priority.


HALLIDAY GROWTH also provides the legal structure, capital, and management oversight to existing platforms across the UAE that seek to offer their networks access to capital without diluting their equity or going to the bank.


The key benefits for our white label partners include:

  • Increased revenue through factoring and related value-add services.
  • Increased service range and support for clients, extending client life cycles.
  • Increased brand awareness and prestige of being the “financier.”


As a white label partner, your clients only see your brand providing factoring services, and we present as part of your team and seamlessly integrate into your corporate infrastructure.

Frequently Asked Questions

What size companies do you finance?

While we can provide trade finance solutions for SMEs, we specialise in financing startups and MSMEs looking for capital as small as AED350,000

How many years of operations do I need to apply?

We finance companies as new as a few months old.

Will I maintain control or ownership of my business?

Yes, you will maintain full control or ownership of your business. We are a non-dilutive finance provider. We don’t take equity or control over your business.

How can you finance me when the banks rejected my application?

We consider different factors than the banks. We’re also heavily tech-based which empowers us to reduce costs. This means it’s worthwhile to serve smaller companies as well as the SME market.

How long does it take to receive funding?

Once you’re an established client we finance your invoices within 24 hours. However, establishing the relationship typically takes 4 weeks depending on how quickly you can provide the documents.

Do I have to be in the UAE?

We have a strong preference for businesses in the UAE. We consider exceptions and have an excellent global network of trade finance partners that can serve you as well if you need.

I don’t think I will pass your criteria. Should I still apply?

Yes. We consider every case and want to support as many businesses as possible. Even if you don’t pass the first time, you can still apply again.

Can I just receive finance from you without taking other services?

Yes. While we may make suggestions on how you can strengthen your business based on decades of experience investing across many sectors, we don’t insist. Our core focus is providing funding.

I want to support sustainable businesses. How can I get involved?

Join us! We’re hiring staff, working with strategic partners and securing global capital partners that are all aligned with our vision. If you share our values of sustainable capital, please contact us at https://hallidaygrowth.com/contact/

Didn’t find the answer you were looking for?

Get in touch with us and we’ll answer any questions you may have.

Didn’t find the answer you were looking for? Get in touch with us and we’ll answer any questions you may have.