Without a doubt, cash flow is the one uniting factor that keeps entrepreneurs awake at night, and without proper management and monitoring, it may be difficult for a small firm to survive.

We encourage all businesses to develop and maintain a business plan. This shows foresight and can determine where your pinch points will be. If you know, there will be a cash shortage, and you can arrange your affairs to deal with the approaching problem. This could be delaying significant capital investments or a recruitment drive, for example.

What if all routes have been exhausted, perhaps your business is seasonal, and there is a significant outlay in operational expenses before customers start paying for the goods or services bought. Here forfaiting would work, accelerating cash flow to eliminate much of the credit terms imposed by the client.
We also understand that many entrepreneurs are not aware of the techniques available to them for realizing cash faster, be that negotiating better terms or reviewing what is being sold, is the mix an efficient use of sales, are there any inventories that have been classified as slow or obsolete that can be incorporated into an upcoming production run.

This is where HALLIDAY Growth’s real strength comes to bear; we can support with forfaiting, but much of our value comes from business improvement.